Full Forms

AADHAAR card denotes – Unique Identity
Number
PSL – Priority sector lending
NBFC – Non Banking Financial Company
WPI – Wholesale price Index
CPI – Consumer Price Index
LAF – Liquidity adjustment facility
NDTL – Net Deman d and Time Liabilities
UCB – Urban Cooperative Bank
ECS – Electronic clearing service
FSLRC – Financial Sector Legislative Reforms
Commission
UCIC – Unique Customer Identification Code
AML – Anti Money Laundering
CFT – Combatting of financial terrorism
SME – Small and Mediu m Enterprises
CDR – Corporate Debt Restructuring
CDS –Credit Default Swaps
IRS – Interest Rate Swaps
FII – Foreign Institutional Investors
RRB – Regional Rural Banks
PDC – Post Dated Cheques
MSE – Micro an d Small Enterpr ises
DCCO – Date of commencement of
commercial operations
CRAR – Capital to Risk weighted assets ratio
IBL – Inter bank liability
GDS – Gold deposit scheme
CAD – Current account deficit
MFIN – Micro Finance Institutions Network
IRDA – Insurance Regulatory Development
Authority CRMPG – Counterparty Risk
Management Policy Group
HTM – Held to maturity
SLR – Statutor y Liquidity Ratio
BC – Business correspondents
BF – Business facilitators DSA – Direct selling
agents
DMA – Direct mar keting agents
DRA – Debt Recovery agents
ELA – Emergency Liquidity assistance
BOP – Balance of payments
APBS – AADHAAR payment bridge system
FDI – Foreign direct investment
MSF – Marginal standing facility
FFA – Forward freight agreements
BIS – Bank for international settlements
BR act – Banking Regulation act
MCX – Mu lti commodity exchange
PSB – Public sector banks